Q: Is anyone preventing you from getting educated?
Q: Is anyone excluding you from getting educated?
Q: How do I know if my registeration went through?
A: After you submit your registeration, you will see a display thanking you for your registeration and letting you know an e-mail confirmation will be sent to you. If you do not receive an e-mail confirmation after you place your order or registration, please contact me/us at email@example.com, from any corner of the world. If the e-mail is returned to you or displays an error when you submit any documents, retain receipts/copies of all your e-mails. Advertise in your local print newspaper and ask them to display the ad on the World Wide Web as well, with date, day, and type of error. Claims already have been filed and follow-up claims will be filed against the business, regulators, and monopolists involved. The following have been detected to be involved in such practices: BSNL and AT&T, with their regulators and other monopolists.
Are you ready to pay for college?
Which loan programs are best?
What are your recommendations?
Bank students loan
Traditionally, after obtaining loan under the scheme, the borrower has to repay the loan after completing the study. In fact, there is a repayment holiday of course period and one year or 6 months after getting job, whichever is earlier. After that, the loan is to be repaid in 5-7 years.
Q: After accounting for all of the financial aid that does not require repayment, like grants and scholarships, how should I prioritize the various educational financing options that are available?
A: The good news is there are many options. You should first consider options that require the least amount of interest, finance or other charges. At the same time, you relate the amount of these options to your financial circumstances and understand that the options with lower/lowest charges often have more demanding payment schedules.
Q: Which loan programs are best?
A: While there are no absolute ways to determine which loan programs are best, there are some general guidelines and areas that will help to help you choose the most affordable loan option.
Interest rate options
Q: How to choose an alternative loan program?
A: There are many ways to compare alternative loan programs. And oftentimes, a student's and family's unique circumstances will determine what loan program makes the most sense.
Q: The amount of my student disbursements was less than I was awarded by the school. How come?
A: Lenders are allowed to retain a percentage of the amount you borrow in "guarantee fees" and/or "origination fees". Guarantee fees are used by the lender in creating a reserve to protect the loan program in instances when borrowers default on their loans.
Q: How is my EFC Calculated?
The federal government proscribes an official federal EFC calculation. This calculation determines family resources available from a family's income (less allowances for taxes and living expenses) and assets (less allowances for retirement). A percentage of these available amounts are earmarked as EFC.
Q: Why do some schools use an EFC that differs from what my Federal EFC (on my SAR) says?
A. Some colleges use an Institutional EFC calculation to determine eligibility for non-Federal sources of financial aid. This calculation usually considers additional family resources, like home equity, that are not part of the Federal EFC calculation.
Q: How do I manage the difference between the school's cost and the amount of financial aid I was awarded?
A: There are three main options available to students and families:
Contributions from Savings -- a family might consider using savings or investments to meet educational costs. Families with assets that can be liquidated for educational expenses generally have less reliance on financial aid and pay less in fees and interest expenses
Contributions from Income -- some families might be able to meet educational expenses by allocating funds from their current budget. This options requires a family to closely analyze their income and expenses and determine an amount that they can pay on an ongoing basis. Adjustments may have to be made to existing household expenses to afford an amount to allocate from Income.
Contributions from alternative student loans -- some families must consider alternative loans as a means to meet educational costs. While these options typically require the lowest monthly payments, but also require the student and family to pay interest and/or finance charges in addition to the amount borrowed.
Q: What should I do if my family circumstances changed since submitting my financial aid applications?
A: Financial aid officers have some latitude in determining what data is used to calculate a family's EFC. You should contact your school's financial aid office with any circumstance that affect your family's income or expenses.
If you are able to document such circumstances (for example the unemployment of a family member or medical expenses that the family has incurred), the financial aid officer might be able to incorporate these circumstances and recalculate your EFC.
Q: How do I choose a College?
A: While a very broad question, there is some basic information that you can consider and many Internet resources that can help you.
You should obviously consider each college's academic offerings.
Are the programs broad enough (if you do not have a major in mind) or focused enough (if you have a major in mind)?
Does a particular college offer the program you're interested in studying?
Is cost and financial aid a factor? If so use the Internet to learn about the college's cost and information about the financial aid process and applications the college requires.
How do you define education?
Are college tuitions reasonable?
What is the curriculum?
What is a good character?
What skills and knowledge will students gain after 6 months?
What skills and knowledge will students gain after 1 year?
What products and services will students be able to manufacture after 6 months?
Are courses offered online or on site?
If courses are not offered online, why not?
How much is tuition per year?
Do you require special services?
Are they asking for any separate donations?
How much are they asking?
Will they give precise receipts for separate donations and tuition?
What questions will students address and answer?
What books will they use?
Where will these courses be useful, industry specific, or job specific?
If a bank declines you, or if other administrative programs decline you, get a letter from the bank or administrative programs. Submit the letter to Qureshi University. Free education is available for you at Qureshi University.
Where do we go from here?